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Thirty four words put A second and Y third, and most of them are verbs wearing an ending.
D closes eight of the thirty four and R closes seven. BAYED, HAYED, PAYED and RAYED sit on one side, LAYER, PAYER, SAYER and GAYER on the other.
In these thirty four the Y sits at position three with a vowel in front of it, so it behaves like a consonant rather than filling a vowel slot. That is why MAYBE and MAYOR feel ordinary while the pattern itself looks awkward.
MAYBE, LAYER, MAYOR, RAYON and PAYER are the entries worth trying first. KAYAK and BAYOU are well known but harder to land on.
It covers the A and Y pair plus B and E, and it ends in E where most of these end in D or R. So it tests the pattern without committing to the common endings.
PAYED is used for letting out a rope, while PAID is the usual past tense of pay. Only PAYED fits this pattern.
A South American animal in the weasel family. It is the kind of entry that pads the count without being guessable.
One does. PAYEE ends on a double E, and it is the only kind of repeat this group produces.